Car insurance inflation
Car insurance prices since 2000
Up 230%
An average of 4.68% a year, compared with 95% for all U.S. prices (overall CPI). $100 of 2000 car insurance costs $330.44 in August 2026.
Last 12 months (to August 2026)
-5.1%
All U.S. prices, same period
3.4%
Data since
1935
How much car insurance prices have risen
| Since | Car insurance | All U.S. prices | $100 then costs now |
|---|---|---|---|
| 1950 | +5,670% | +1,290% | $5,770.28 |
| 1970 | +1,920% | +763% | $2,019.60 |
| 1980 | +934% | +307% | $1,034.43 |
| 1990 | +377% | +156% | $476.80 |
| 2000 | +230% | +95% | $330.44 |
| 2010 | +126% | +54% | $226.09 |
| 2020 | +56% | +29% | $155.74 |
Calculate car insurance inflation
Inflation rate by year
Every year since 1935
| Year | Index | Change | $1 then costs now |
|---|---|---|---|
| 2025 | 893.5 | 6.0% | $0.95 |
| 2024 | 843.1 | 17.8% | $1.01 |
| 2023 | 716.0 | 17.4% | $1.18 |
| 2022 | 609.8 | 7.9% | $1.39 |
| 2021 | 565.3 | 3.8% | $1.50 |
| 2020 | 544.6 | -4.6% | $1.56 |
| 2019 | 571.0 | 0.9% | $1.49 |
| 2018 | 566.0 | 7.4% | $1.50 |
| 2017 | 526.9 | 7.7% | $1.61 |
| 2016 | 489.1 | 6.2% | $1.73 |
| 2015 | 460.6 | 5.4% | $1.84 |
| 2014 | 437.2 | 4.2% | $1.94 |
| 2013 | 419.4 | 4.2% | $2.02 |
| 2012 | 402.5 | 3.6% | $2.11 |
| 2011 | 388.7 | 3.6% | $2.18 |
| 2010 | 375.2 | 5.1% | $2.26 |
| 2009 | 357.0 | 4.5% | $2.38 |
| 2008 | 341.5 | 2.5% | $2.48 |
| 2007 | 333.1 | 0.4% | $2.55 |
| 2006 | 331.8 | 0.6% | $2.56 |
| 2005 | 329.9 | 2.1% | $2.57 |
| 2004 | 323.2 | 2.8% | $2.62 |
| 2003 | 314.4 | 7.8% | $2.70 |
| 2002 | 291.6 | 8.8% | $2.91 |
| 2001 | 268.1 | 4.4% | $3.16 |
| 2000 | 256.7 | 1.1% | $3.30 |
| 1999 | 253.8 | -0.2% | $3.34 |
| 1998 | 254.3 | 1.1% | $3.34 |
| 1997 | 251.6 | 3.2% | $3.37 |
| 1996 | 243.9 | 4.1% | $3.48 |
| 1995 | 234.3 | 4.2% | $3.62 |
| 1994 | 224.8 | 3.7% | $3.77 |
| 1993 | 216.7 | 5.5% | $3.91 |
| 1992 | 205.5 | 7.3% | $4.13 |
| 1991 | 191.5 | 7.6% | $4.43 |
| 1990 | 177.9 | 6.8% | $4.77 |
| 1989 | 166.6 | 6.4% | $5.09 |
| 1988 | 156.6 | 7.1% | $5.42 |
| 1987 | 146.2 | 8.3% | $5.80 |
| 1986 | 135.0 | 13.3% | $6.28 |
| 1985 | 119.2 | 10.2% | $7.12 |
| 1984 | 108.2 | 7.8% | $7.84 |
| 1983 | 100.4 | 9.8% | $8.45 |
| 1982 | 91.4 | 6.4% | $9.28 |
| 1981 | 85.9 | 4.8% | $9.87 |
| 1980 | 82.0 | 8.2% | $10.34 |
| 1979 | 75.8 | 5.6% | $11.19 |
| 1978 | 71.8 | 2.9% | $11.81 |
| 1977 | 69.8 | 12.0% | $12.15 |
| 1976 | 62.3 | 28.7% | $13.62 |
| 1975 | 48.4 | 5.7% | $17.53 |
| 1974 | 45.8 | 0.0% | $18.52 |
| 1973 | 45.8 | -1.7% | $18.52 |
| 1972 | 46.6 | -0.4% | $18.20 |
| 1971 | 46.8 | 11.4% | $18.12 |
| 1970 | 42.0 | 13.8% | $20.20 |
| 1969 | 36.9 | 8.8% | $22.99 |
| 1968 | 33.9 | 2.1% | $25.02 |
| 1967 | 33.2 | 2.8% | $25.55 |
| 1966 | 32.3 | 7.3% | $26.26 |
| 1965 | 30.1 | 9.5% | $28.18 |
| 1964 | 27.5 | 5.4% | $30.84 |
| 1963 | 26.1 | 1.6% | $32.50 |
| 1962 | 25.7 | -0.8% | $33.01 |
| 1961 | 25.9 | 0.8% | $32.75 |
| 1960 | 25.7 | 2.4% | $33.01 |
| 1959 | 25.1 | 6.4% | $33.79 |
| 1958 | 23.6 | 14.6% | $35.94 |
| 1957 | 20.6 | 8.4% | $41.18 |
| 1956 | 19.0 | -2.6% | $44.64 |
| 1955 | 19.5 | -3.9% | $43.50 |
| 1954 | 20.3 | -1.0% | $41.78 |
| 1953 | 20.5 | 13.3% | $41.38 |
| 1952 | 18.1 | 19.1% | $46.86 |
| 1951 | 15.2 | 3.4% | $55.80 |
| 1950 | 14.7 | -6.4% | $57.70 |
| 1949 | 15.7 | 12.9% | $54.03 |
| 1948 | 13.9 | 18.8% | $61.02 |
| 1947 | 11.7 | 12.5% | $72.50 |
| 1946 | 10.4 | 19.5% | $81.56 |
| 1945 | 8.7 | 0.0% | $97.50 |
| 1944 | 8.7 | -3.3% | $97.50 |
| 1943 | 9.0 | -9.1% | $94.25 |
| 1942 | 9.9 | 10.0% | $85.68 |
| 1941 | 9.0 | 2.3% | $94.25 |
| 1940 | 8.8 | -1.1% | $96.39 |
| 1939 | 8.9 | 0.0% | $95.31 |
| 1938 | 8.9 | 0.0% | $95.31 |
| 1937 | 8.9 | 0.0% | $95.31 |
| 1936 | 8.9 | 0.0% | $95.31 |
| 1935 | 8.9 | $95.31 |
Source: U.S. Bureau of Labor Statistics, CPI-U series CUUR0000SETE, not seasonally adjusted. Index values are relative (only the changes matter), so they can't be compared across categories.
Questions
- How much have car insurance prices gone up since 2000?
- Car insurance prices rose 230% from 2000 to August 2026, faster than overall prices (95%).
- What is the inflation rate for car insurance right now?
- Car insurance prices were 5.1% lower in August 2026 than a year earlier.
- What did $100 of car insurance in 2000 cost in August 2026?
- $330.44.
- Where does this data come from?
- The U.S. Bureau of Labor Statistics price index for car insurance (series CUUR0000SETE), part of the Consumer Price Index for All Urban Consumers. It tracks price changes for the same kind of item over time, not average prices.